There are two primary types of foreclosure procedures; Judicial and Non-Judicial. Judicial procedures are followed by states that use mortgages as the security instrument for property loans. Non-judicial procedures are primarily used by states that use Deeds of Trust as the security instrument.
Timelines vary widely based on these two procedures, and also by state. Choose one of the timeline links in the column to the right to learn more about a specific state's foreclosure process.
The Department of Housing and Urban Development (HUD) provides an excellent resource on foreclosures including how to avoid a foreclosure, and how the timelines work. Learn more about foreclosures directly from HUD.